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Throughout its history of more than 150 years, the Banque et Caisse d’Épargne de l’État has consistently strived to meet the needs of its clients and support the Luxembourg national economy.
Today, it stands as both the quintessential Luxembourgish bank and a universal bank recognized worldwide for its performance and reliability.

Its strong financial health — along with that of its sole shareholder, the Luxembourg State — has led international rating agencies Standard & Poor’s and Moody’s to award it high ratings: AA+ and Aa2 (Long Term Deposit Rating) respectively, among the best on the Luxembourg financial market.